Understanding the Risks of Owning a Food Truck

Although owning a food truck has many benefits, there are also risks. Only by examining the food truck risks can you make an informed decision about whether or not it is the right business for you. Equipment Failures One of the main risks with a food truck is equipment failure. Since everything has to be…

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What To Know About Waiver of Recourse Insurance

When it comes to taking out the most appropriate insurance for your business, there are many mistakes you want to avoid. Though it can be a straightforward journey for some, there are a number of factors that can influence what choice is right for you. For example, you may find that a traditional arrangement does…

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Specialty Insurance for Every Industry

Every industry has unique risks, many of which are not covered under standard insurance policies. Fortunately, insurance providers offer specialty policies for many different industries. Inland Marine Insurance Despite its name, inland marine coverage has nothing to do with boats. Rather, it protects property being transported by land. For businesses that frequently transport valuable items,…

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What Insurance Coverages Do Businesses Need?

Businesses in every industry need to implement comprehensive risk management plans. Mitigating risk exposure with comprehensive business insurance coverages can prevent serious losses and liability. General Liability Many of the claims that a third party brings against a company could fall under the scope of a general liability policy. This type of coverage can apply to…

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How To Shop For Hospitality Insurance Coverage

Professional liability coverage is unique to your industry, so it should be no surprise that there is a specialized form of it just for hospitality businesses. Hotels, restaurants, night clubs, and even adult entertainment venues will find packages aimed at this industry and even some made just for their niches. Hospitality insurance brokers do more…

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Selecting the Right Life Insurance Policy

Picking life insurance is not a matter that should be taken lightly. In order to feel prepared for whatever life has in store, you need to take time to look over policies that accurately reflect the challenges ahead. Your policy is meant to cover the needs of your loved ones in the event something happens…

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What To Know About a Commercial Package Policy

Typically, the size of your business will dictate a number of the decisions you make about its operations. Your insurance coverage, for example, depends heavily on the size of your establishment. However, many business owners make the common mistake of opting for policies that are meant for larger institutions. If you’re looking to cut back…

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What Is an Acord 140 Form?

If your insurance company wants you to fill out an Acord 140 form, you may be scratching your head and wondering what it is. Here is an explanation of what Acord forms are and the type of information the Acord 140 asks for. Acord Forms While some paperwork that insurance agents collect is unique to…

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